Frequently asked questions
What do you do?
We are an independent boutique financial service firm offering asset protection products and portfolio management services.
What is asset protection?
Asset protection is life insurance inforce as a living or death benefit to protect present and future assets such as income, home, investments, etc. from unforseen events.
What carriers are you partnered with?
We partner with 30 carriers such as Allianz, Mutual of Omaha, Cincinnati Life, Prudential, Assurity. If you would like to know more, please fill out a form here, and we will quote you from our entire list.
What is the process if I want insurance?
1. Fill out and submit quote form here
2. After you agreed to the quote you will be sent an application for you to review all information and sign. *
please note payment will not be deducted until you sign final documents which is after you have been approved.
4. We will submit application to carrier for review
5. Depending on amount of coverage, age, and health you may be eligible for accelerated underwriting (instant approval) or traditional underwriting.
*any delays of underwriting may be due to examination and documents needed
6. Once approved carrier will issue final documents for you to sign
7. Sign documents, first payment, and policy active.
What is portfolio management?
Managing assets within a financial portfolio according to fundamental and/or technical analysis, risk, liquidity, market volatility, and timing to maximize returns and achieve financial goals.
What is an investor profile?
Investor profile is for individuals and businesses that are interested in having their financial portfolios managed. The outline will help us determine the client's risk appetite so we can construct a portfolio that is tailored to their needs.
What states are you licensed in?
MD
